Your legal fees for professional representation and settlement costs awarded against you are covered if you cannot resolve a dispute with an employee and you are taken to an Employment Tribunal. This is an important area of risk for your company (far more likely to happen than a serious fire theft or flood!) because employees no longer have to pay a fee to instigate a claim against you and these claims can easily cost more than £50,000!
It is very important to ensure that your employment insurance is dovetailed to your day-to-day HR service provider, so that you can rely on the cover working effectively.

Discrimination at work can take many forms and could for example be based on age, gender, race or disability. Whatever the allegation, there is NO LIMIT on the compensation that could be awarded against an employer, meaning that it is vitally important a business carries insurance against such claims.

TUPE refers to the “Transfer of Undertakings (Protection of Employment) Regulations 2006.
The TUPE rules apply to organisations of all sizes and protect employees’ rights when the organisation or service they work for transfers to a new employer.

Employment Tribunals are the courts where claims against employers are usually heard.

Unlike many other courts, you cannot usually recover your own legal costs if you win – and as it can (and often does) cost tens of thousands of pounds to be properly represented, you cannot get this back.

Since it can cost absolutely nothing to bring a claim against you, it’s very important you are insured or a large unexpected legal bill could knock your profits for 6!

In an age of multi-media saturation, incidents at work can quickly escalate into the kind of PR disaster that can seriously threaten the prosperity of a company. Issues such as safeguarding, outbreaks of disease, fraud or worker suicides can quickly be blown out of proportion by social media and a news hungry press. This cover extension provides immediate access to PR professionals to help you deal with a serious risk to the business – it is particularly useful for businesses in involved in Care, Education, Hospitality and Medicines.

It is increasing likely that one of your senior team or directors will be joined in a legal action directed against the company. This cover, exercised at the employers’ option, provides legal representation to managers in civil proceedings such as discrimination in the workplace.

Your legal fees for professional representation and settlement costs awarded against you are covered if you cannot resolve a dispute with an employee and you are taken to an Employment Tribunal. This is an important area of risk for your company (far more likely to happen than a serious fire theft or flood!) because employees no longer have to pay a fee to instigate a claim against you and these claims can easily cost more than £50,000!
It is very important to ensure that your employment insurance is dovetailed to your day-to-day HR service provider, so that you can rely on the cover working effectively.

Discrimination at work can take many forms and could for example be based on age, gender, race or disability. Whatever the allegation, there is NO LIMIT on the compensation that could be awarded against an employer, meaning that it is vitally important a business carries insurance against such claims.

TUPE refers to the “Transfer of Undertakings (Protection of Employment) Regulations 2006.
The TUPE rules apply to organisations of all sizes and protect employees’ rights when the organisation or service they work for transfers to a new employer.

Employment Tribunals are the courts where claims against employers are usually heard.

Unlike many other courts, you cannot usually recover your own legal costs if you win – and as it can (and often does) cost tens of thousands of pounds to be properly represented, you cannot get this back.

Since it can cost absolutely nothing to bring a claim against you, it’s very important you are insured or a large unexpected legal bill could knock your profits for 6!

In an age of multi-media saturation, incidents at work can quickly escalate into the kind of PR disaster that can seriously threaten the prosperity of a company. Issues such as safeguarding, outbreaks of disease, fraud or worker suicides can quickly be blown out of proportion by social media and a news hungry press. This cover extension provides immediate access to PR professionals to help you deal with a serious risk to the business – it is particularly useful for businesses in involved in Care, Education, Hospitality and Medicines.

Claimants are now regularly alleging personal discrimination by managers or directors of a company.
This extra cover allows the managers personal legal representation to be funded at the same time as an allegation against the company.

The legal costs and expenses of either pursuing or defending any actions that fall under Section 13 of the Data Protection Act 1998 are covered under the ABC scheme as long as the insured is already registered with the Data Protection Commissioner (DPC).

We will defend claims against you or help you exercise your rights against others for commercial matters such as standard contracts for the supply of goods or services.

We will help resolve the dispute in a way that suits you, e.g. you may want to continue a professional relationship once the dispute has been resolved. Areas where we can assist include construction disputes, professional negligence and landlord & tenant.

We aim to help minimise the cost and disruption by appointing the appropriate experts to handle formal HMRC enquires, including enquires into the personal tax of directors.

In the event that your business is investigated by a professional or regulatory body or if you are called to a hearing, we can assist with this.

When a customer fails to meet contractual commitments we provide the legal advice but also litigation support.

This can be a contract dispute on a range of areas such as manufacturing, distribution, outsourcing, terms of business, website agreements and agencies.

Your legal costs of protecting your rights in regard to nuisance, trespass or damage to your property by another party are covered.

We will provide assistance in dealing with industry regulators and representation at formal civil investigations, disciplinary meetings or statutory licence hearings.